Schengen Travel Insurance Companies 2023/2024: List of Approved Best Travel Insurance for Schengen Visa area. Low Cost affordable and cheapest Schengen visa insurance if you want to cover your medical bills while keeping your vacation budget untouched for couples, students, and so forth…
Schengen Travel Insurance
Travelers to Europe should be ready to handle and financially pay medical costs in the case of an accident, injury, or other unexpected event.
To cover unforeseen costs when traveling, having travel insurance has been shown to provide travellers with financial assistance and comfort, allowing them to continue their travel without worry.
Schengen Visa Insurance Requirements
A Schengen visa requires the following schengen health insurance:
- A minimum level of medical coverage: at least 30,000 EUR (equivalent to 31,600 USD as of January 2023).
- It should apply to all Schengen Area members.
- Cover any costs associated with repatriation for medical reasons, such as urgent health care and/or emergency hospital treatment or death.
Even while travel health insurance is recommended for all European visitors, it is not necessary. Only travellers seeking for a Schengen visa are required to have travel insurance. This category of travelers is always expected to have enough coverage for the duration of their stay in Europe, regardless of whether they are there for business, tourism, research, vacation, or other reasons.
International travelers to Europe who enjoy visa-free travel to the Schengen zone (schengen area insurance) can obtain their chosen travel insurance coverage if they like, but they are not obligated to do so.
Is Travel Insurance a Must When Applying for a Schengen Visa?
“Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009,” which went into force on April 5, 2010, is as follows:
“… Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.
The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (…)
Which Countries Are Required to Purchase Travel Insurance for a Schengen Visa
Citizens and passport holders from the following countries must purchase travel insurance before applying for a Schengen visa.
Afghanistan | Gabon | Oman |
Algeria | Gambia | Pakistan |
Angola | Ghana | Papua New Guinea |
Armenia | Guinea | Palestinian Authority |
Azerbaijan | Guinea-Bissau | Philippines |
Bahrain | Guyana | Qatar |
Bangladesh | Haiti | Russia |
Belarus | India | Rwanda |
Belize | Indonesia | Sao Tome And Principe |
Benin | Iran | Saudi Arabia |
Bhutan | Iraq | Senegal |
Bolivia | Jamaica | Sierra Leone |
Botswana | Jordan | Somalia |
Burkina Faso | Kazakhstan | South Africa |
Burma/Myanmar | Kenya | South Sudan |
Burundi | Kosovo | Sri Lanka |
Cambodia | Kuwait | Sudan |
Cameroon | Kyrgyzstan | Suriname |
Cape Verde | Laos | Swaziland |
Central African Republic | Lebanon | Syria |
Chad | Lesotho | Tajikistan |
China | Liberia | Tanzania |
Comoros | Libya | Thailand |
Congo | Madagascar | Timor-Leste |
Cote D’ivoire | Malawi | Togo |
Cuba | Maldives | Tonga |
Dem. Rep. Of Congo | Mali | Tunisia |
Djibouti | Mauritania | Turkey |
Dominican Republic | Mongolia | Turkmenistan |
Ecuador | Morocco | Uganda |
Egypt | Mozambique | Uzbekistan |
Equatorial Guinea | Namibia | Vietnam |
Eritrea | Nepal | Yemen |
Ethiopia | Niger | Zambia |
Fiji | Nigeria | Zimbabwe |
North Korea | Northern Mariana’s |
List Of Approved Schengen Travel Insurance Companies
Below is the list of travel insurance for schengen visa in Schegen Region
S/N | Name of Insurance Company |
1 | AIA Group Limited |
2 | American International Group, Inc. (AIG) |
3. | Aviva plc |
4. | AXA (axa schengen low cost) |
5 | AAR Insurance Kenya Ltd |
6 | AIG Kenya Insurance Company Ltd |
7 | APA Insurance Kenya Limited |
8 | Best Doctors |
9 | Britam General Insurance company |
10 | CIC Group Kenya |
11 | Corporate Insurance Company Ltd |
12 | Fidelity Shield Insurance Company Ltd |
13 | First Assurance Company Ltd |
14 | Geminia Insurance Company |
15 | Heritage Insurance Company Ltd |
16 | ICEA Lion |
17 | Jubilee General Insurance |
18 | Kenindia Assurance |
19 | Madison General Insurance Kenya |
20 | Mayfair Insurance Company |
21 | MUA Insurance (KE) |
22 | Occidental Insurance |
23 | Pacis Insurance Company Ltd |
24 | Pioneer General Insurance Ltd |
25 | Resolution Insurance |
26 | Sanlam |
You ought to be aware that schengen health insurance cane used across schengen countries.